Liquidity-first reserve policy

How RUSD Is Backed

Every RUSD is backed by at least one US dollar of reserves, held in segregated custody and structured for liquidity first.

RESERVE STRUCTURE

Liquidity before yield

Tier A — Liquidity Buffer (at least 70%)

Cash held at insured institutions plus tokenised US Treasuries. Purpose: meets daily and stressed redemptions; realisable 24/7.

Tier B — Yield Layer (up to 30%)

Liquid, short-duration real-world assets only, with active secondary markets.

RESERVE RULES

Hard criteria for Tier B

NAV volatility below 1%

Weighted duration of 90 days or less

Single-issuer concentration of 10% or less

Non-positive correlation with crypto assets

What We Never Hold

RUSD reserve policy prohibits real estate, locked or illiquid private credit, and any token issued by the issuer or its affiliates.

Custody & Safekeeping

Reserves are held with qualified custodians, segregated from the issuer’s own funds; the on-chain portion is secured with institutional custody technology.

See the live reserve data and attestation reports.

Transparency data is published separately from reserve policy explanations.

View Transparency